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Investments

Zelvo watches five chains and aggregates twelve yield sources.

Paste an address. Zelvo reads the format, picks the chain, and starts tracking the balance. Broker statements and exchange balances land in the same list as the on-chain rows. Every position counts toward net worth, and Zelvo takes custody of none of it.

01

Five chains, one address field.

Zelvo watches EVM, Bitcoin, Solana, Tron and TON. One field takes all five. The shape of the address gives away the chain, so there is no network to choose.

One address field0x84f2…9e21EVMconnect a wallet

For Bitcoin, Zelvo takes an extended public key as well as a plain address. One xpub, ypub or zpub reads the whole wallet, and covers every address that wallet has derived.

02

Brokers and exchanges in the same list.

Zelvo reads a broker statement in your browser and turns trade rows into holdings with symbols. Robinhood and IBKR exports have presets, and any other CSV or XLSX goes through column detection. No model touches the file.

  • Robinhoodimport preset
  • IBKRimport preset
  • Krakenread-only key
  • Binanceread-only key
  • Coinbaseread-only key
  • CSV · XLSXcolumn detection

Zelvo imports Kraken, Binance and Coinbase balances in one read. The read-only key makes a single call and is never stored or logged. Zelvo skips symbols you already hold.

03

Twelve yield sources on one shelf.

The shelf lists Aave, Idle, Kamino, Jito, JustLend, Tonstakers, Lido, Rocket Pool, Morpho, Euler, Midas and Accountable.

VenueChainAssetAPY30-day avgRisk band
Kaminoruns in-appSolanaUSDC9,4%8,6%Higher risk
Jitoruns in-appSolanaSOL8,1%7,9%Higher risk
JustLendTronUSDT7,2%6,8%Higher risk
Idle Seniorruns in-appEVMUSDT6,8%6,5%Moderate
EulerEVMUSDC6,1%5,7%Moderate
MorphoEVMUSDC5,4%5,2%Moderate
TonstakersTONTON4,9%4,7%Higher risk
MidasEVMUSDC4,6%4,4%Moderate
Aaveruns in-appEVMUSDC4,1%3,9%Conservative
AccountableEVMUSDC3,8%3,6%Moderate
Rocket PoolEVMETH3,4%3,4%Moderate
LidoEVMETH3,2%3,3%Moderate

Rates here are illustrative; the running shelf reads each one from the protocol. Each rate sits next to its 30-day average where one is available, so a rate that spiked last week shows the spike on the same row.

04

Four of the 12 run inside Zelvo, signed by your own wallet.

Pro adds in-app execution on four of the twelve sources. Aave and Idle run on EVM, Kamino and Jito on Solana. Zelvo assembles the transaction from the protocol's own public builder. Your own wallet signs it and broadcasts it. Rates change and capital is at risk.

  1. You

    Pick a venue from the shelf and the amount you want to put in.

  2. Zelvo

    Assembles the transaction from the protocol’s own public builder. It never holds a key it can use.

  3. You

    Your own wallet shows the transaction and you sign it.

  4. The chain

    Broadcasts and settles. The position appears in your holdings on the next read.

Zelvo takes no fee on any of it.

05

Your keys work outside Zelvo.

Zelvo follows the standard derivation paths: MetaMask on EVM, Phantom on Solana, TronLink on Tron, Ledger on TON, and the BIP-84 native segwit path on Bitcoin.

ChainConventionDerivation path
EVMMetaMaskm/44'/60'/0'/0/x
SolanaPhantomm/44'/501'/x'/0'
TronTronLinkm/44'/195'/0'/0/x
TONLedgerm/44'/607'/x'
BitcoinBIP-84 segwitm/84'/0'/0'/0/x

Zelvo also ships an offline generator, where your own machine derives the addresses for all five chains.

06

Investments land in net worth and the forecast.

Holdings move net worth and never the cash line, and the forecast carries them out to 24 months.

Net worthCash you can spend24 months

Free watches 2 wallets, Basic 5, and Pro sets no limit. A generated multi-chain group counts as a single wallet against that number, even though it covers all five chains.

Rates change and capital is at risk.

Zelvo shows the rate, where it comes from and its risk band, and never tells you what to buy. Zelvo holds no deposits, never signs a transaction, and never decrypts a seed.